Federal Reserve policy shifts remain a central topic of discussion across real estate markets. For both homebuyers and property investors, understanding how federal interest rate movements impact
MARKET INSIGHTS
Dated: May 28 2026
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The K-Shaped Housing Market: Which Side Are You On?
What a growing divide in real estate means for buyers, sellers and investors in the East Bay.
Housing economists are sounding the alarm on a K-shaped real estate market. Alan Ratner of Zelman told CNBC this week that the divide between high-end buyers and first-time buyers has never been more visible. The top of the market is thriving. The bottom is under serious pressure.
THRIVING
- Luxury and $1M+ sales rising
- Move-up and investment buyers active
- Strong equity and wage growth
STRUGGLING
- Entry-level sales declining
- First-time buyers priced out
- High rates limiting purchasing power
In Concord, Walnut Creek, Martinez and across Contra Costa County, we are seeing the same split. Well-positioned buyers with equity or strong financing are finding opportunity. Those on the entry level are facing a tough road with elevated mortgage rates and limited affordable inventory.
Whether you are buying, selling or investing in the East Bay, navigating this market takes the right strategy and the right advisor. Reach out anytime, I am here to help.
Jane, Senior Investment Advisor, Berkshire Hathaway HomeServices Drysdale Properties & Founder, Jane's Realty Ventures. Serving Concord, Walnut Creek, Martinez and Contra Costa County.
Source: CNBC, Squawk on the Street, Alan Ratner, Zelman, May 27, 2026
Jane Hazin
I joined Berkshire Hathaway HomeServices Drysdale Properties in 2021 as the Sales Associate - Commercial Division. As a member of Berkshire Hathaway, My client's real estate needs are my number one pr....
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